FR-44 insurance
in every Virginia city.
After a DUI or DWI anywhere in Virginia, we file your FR-44 with the DMV the same day. Find your city below or get a quote in minutes.
- Licensed Virginia agency
- Same-day DMV filing
- With or without a car
Takes about a minute.
Virginia cities served
Drivers reinstated
DMV filing
Carriers compared
Local FR-44 insurance, statewide reach
We are a Fairfax-based agency licensed across Virginia, and we file FR-44 for drivers in every corner of the state. The DMV process is the same whether you are in Arlington, Virginia Beach, Roanoke, or a small town in the valley, and we handle the paperwork for you.
Pick your city below for local details, or get a quote now and a licensed Virginia agent will call you back with your lowest price.
Top Virginia metros
Our most-requested cities for FR-44 insurance. Do not see yours? We cover the whole state.
Virginia Beach
FR-44 in Virginia Beach
Norfolk
FR-44 in Norfolk
Richmond
FR-44 in Richmond
Fairfax
FR-44 in Fairfax
Alexandria
FR-44 in Alexandria
Chesapeake
FR-44 in Chesapeake
Newport News
FR-44 in Newport News
Roanoke
FR-44 in Roanoke
What FR-44 is, and who needs it
FR-44 is a certificate your insurer files with the Virginia DMV to prove you carry the higher liability limits the state requires after a DUI or DWI. It is not a separate policy; it attaches to an auto or non-owner policy, and you keep it active for about three years with no lapse. Wherever you live in Virginia, the requirement is the same and we handle the filing for you.
FR-44 insurance across Virginia
Find your city by region. Same DMV process statewide, handled by a local Virginia agency.
Northern Virginia
- FR-44 in Alexandria
- FR-44 in Annandale
- FR-44 in Arlington
- FR-44 in Ashburn
- FR-44 in Burke
- FR-44 in Centreville
- FR-44 in Chantilly
- FR-44 in Dale City
- FR-44 in Fairfax
- FR-44 in Falls Church
- FR-44 in Fredericksburg
- FR-44 in Herndon
- FR-44 in Lake Ridge
- FR-44 in Leesburg
- FR-44 in Manassas
- FR-44 in Manassas Park
- FR-44 in McLean
- FR-44 in Purcellville
- FR-44 in Reston
- FR-44 in Spotsylvania
- FR-44 in Springfield
- FR-44 in Stafford
- FR-44 in Tysons
- FR-44 in Vienna
- FR-44 in Warrenton
- FR-44 in Woodbridge
Hampton Roads
Central Virginia
Shenandoah Valley & Piedmont
Roanoke & Southwest
- FR-44 in Abingdon
- FR-44 in Bedford
- FR-44 in Big Stone Gap
- FR-44 in Blacksburg
- FR-44 in Bristol
- FR-44 in Christiansburg
- FR-44 in Covington
- FR-44 in Galax
- FR-44 in Marion
- FR-44 in Norton
- FR-44 in Pulaski
- FR-44 in Radford
- FR-44 in Roanoke
- FR-44 in Salem
- FR-44 in Vinton
- FR-44 in Wise
- FR-44 in Wytheville
Southside Virginia
Your FR-44 options in Virginia
Own a car or not, there is a path that fits. Every option includes same-day DMV filing.
Owner FR-44
Full auto coverage plus the FR-44 certificate Virginia requires for vehicle owners.
Non-owner FR-44
No car? The most affordable way to reinstate your license and keep the filing active.
Cheap FR-44
How we find the lowest FR-44 rate, shopped across 10+ carriers, with monthly plans.
Why Virginia drivers choose us
A statewide specialist who treats your city like home.
Every corner of Virginia
From Northern Virginia to the coast to the Blue Ridge.
Same-day DMV filing
Your proof of insurance reaches the DMV the day you are covered.
We shop 10+ carriers
You see the lowest price for your city and record, not one company’s.
No judgment, ever
Straight answers and a fair price, every time you call.
How it works, anywhere in Virginia
Three steps, often done the same day, no matter which city you are in.
1. Request a quote
Fill out the short form or call us. We only need a few basics, and there is no obligation.
2. Choose & purchase
Pick the coverage that fits your budget. Monthly payment plans are available.
3. Same-day filing
We file your FR-44 with the Virginia DMV the same day and send your proof of insurance.
Wherever you are, we handle the filing
You do not have to drive to an office. Call or fill out the form from anywhere in Virginia, and we will quote you, set up payments, and file your FR-44 with the DMV the same day.
- Same-day electronic filing with the Virginia DMV
- We track your filing so it never lapses
- Owner and non-owner options
- No judgment, ever, just a fair price
Popular FR-44 guides
Go deeper before you decide.
What is FR-44 insurance?
The plain-English version, and how it differs from a normal policy.
Frequently asked questions
Yes. We are licensed across Virginia and file FR-44 for drivers in every city and county, from Northern Virginia to Hampton Roads to the southwest. Pick your city above or call us.
No. Everything can be done by phone or online from anywhere in Virginia. We quote you, take payment, and file with the DMV the same day, wherever you are.
No. FR-44 is a Virginia DMV requirement, so the filing process is the same statewide. Local courts and DMV offices vary, but we handle the filing for you either way.
In most cases the same day. Once you are covered, we file your FR-44 electronically with the Virginia DMV and send your proof of insurance right away.
Written by FR44 Insurance of Virginia
Reviewed by Evan Marcotte, a licensed Virginia insurance agent (License #1023265). Last reviewed June 2026. Meet our team.
Get your Virginia FR-44 quote today
Same-day DMV filing in your city, with or without a car. Talk to a licensed Virginia agent in minutes.